文献类型：期刊文献

中文题名：基于知识管理的信贷悖论解决方案

英文题名：The Solution to Credit Paradox Based on Knowledge-based Management

作者：杨勋萍[1];牟援朝[1]

机构：[1]华东理工大学工商经济学院,上海200237

年份：2006

期号：4

起止页码：132

中文期刊名：商业研究

外文期刊名：Commercial Research

收录：CSTPCD;;国家哲学社会科学学术期刊数据库;北大核心:【北大核心2004】；

语种：中文

中文关键词：信贷悖论;知识管理;风险管理

外文关键词：credit paradox; knowledge-based management;risk management

摘要：信贷悖论一直以来使商业银行不得不承受信贷资产集中的风险。信贷专家的相对稀缺性是产生信贷悖论的重要原因。为此,将知识管理理念引入信贷风险管理领域,通过信贷专家知识的广泛共享,帮助商业银行的各分支机构实现信贷客户分散化、信贷产品多样化,解决信贷悖论问题。
Credit Paradox has long made concentration risk a potential burden on conmercial banks.Since Credit Paradox is mainly caused by the scarcity of credit experts, knowledge - based management is implemented to manage credit risk.By sharing experts＇ credit knowledge and experienee widely, all subordinates of a bank can diversify their credit assets and overcome Credit Paradox consequently.