文献类型：会议论文

英文题名：The Impact of Prosocial Microlending on Entrepreneurship in Emerging Economies: A Cross-National Natural Experiment Completed Research

作者：Shen, Minxu[1];Chan, Jason[2];Ding, Yi[3];Chen, Jin[1]

机构：[1]East China Univ Sci & Technol, Shanghai, Peoples R China;[2]Univ Minnesota, Minneapolis, MN 55455 USA;[3]Natl Univ Singapore, Singapore, Singapore

会议论文集：24th Americas Conference on Information Systems (AMCIS) - Digital Disruption

会议日期：AUG 16-18, 2018

会议地点：New Orleans, LA

语种：英文

外文关键词：Prosocial microlending; entrepreneurship; socioeconomic development; institution; emerging economies

摘要：Microfinance is deemed as a viable means to alleviate poverty through encouraging entrepreneurial activity. Recently, a new form of microfinance, namely prosocial microlending, is gaining popularity. Different from traditional for-profit microfinance, prosocial microlending is both financial and prosocial in nature. Despite its rapid expansion, there is a lack of understanding on whether and how this new form of microfinance affects entrepreneurship in emerging economies. In this study, we evaluate the impact of the introduction of the world's largest prosocial microlending platform (i.e., Kiva.org) into emerging economies on entrepreneurial activity. Using a cross-national research setting, our results show that the introduction of Kiva.org into emerging economies has a positive effect on entrepreneurial activity. More interestingly, this relationship is contingent on the socioeconomic development of countries (i.e., political, economic, and social institutions). Our study makes both theoretical and practical contributions to the understanding of microfinance, socioeconomic development, and entrepreneurship in emerging economies.