文献类型：期刊文献

英文题名：Relationship Between Socioeconomic Conditions and Financial Fraud Victimization Among Older Adults in China: Do Financial Literacy and Financial Attitudes Matter?

作者：Mao, Xupeng[1];Liu, Yuerong[2]

机构：[1]East China Univ Sci & Technol, Dept Social Work, Shanghai, Peoples R China;[2]Duke Univ, Ctr Child & Family Policy, Sanford Sch Publ Policy, 209 Rubenstein Hall,302 Towerview, Durham, NC 27708 USA

年份：2023

卷号：45

期号：7-8

起止页码：503

外文期刊名：RESEARCH ON AGING

收录：;WOS:【SSCI(收录号:WOS:000864417200001)】；

基金：The author(s) disclosed receipt of the following financial support for the research, authorship, and/or publication of this article: This study was supported by the Youth Fund, National Social Science Foundation of China (No. 22CSH004) and Shanghai Pujiang Program (No. 2020PJC024).

语种：英文

外文关键词：China; financial fraud victimization; socioeconomic conditions; financial literacy; financial attitudes

摘要：Using data from the 2015 wave of the China Household Finance Survey (N approximate to 12,100), this study used structural equation modeling to examine the relationship between socioeconomic conditions (i.e., educational attainments, hukou status, and household financial assets per capita) and financial fraud victimization among Chinese older adults and the mediating roles of financial literacy and financial attitudes (i.e., interest in financial matters and risk tolerance). We found that although neither educational attainment nor hukou status was directly related to financial fraud victimization, household financial assets per capita was postively associated with the risk of financial fraud victimization. In addition, higher educational attainment, urban hukou, and more financial assets per capita were associated with more risk of financial fraud victimization through higher levels of financial literacy and higher interest in financial matters. Implications for preventing and protecting Chinese older adults from financial fraud victimization are discussed.