文献类型：期刊文献

中文题名：我国保险业的全要素生产率研究——基于保险集团与独立保险公司的比较

英文题名：Total Factor Productivity of Insurance Industry in China:A Comparison between Insurance Groups and Independent Insurance Companies

作者：崔惠贤[1]

机构：[1]华东理工大学商学院金融学系

年份：2015

卷号：7

期号：1

起止页码：100

中文期刊名：金融评论

外文期刊名：Chinese Review of Financial Studies

收录：人大复印报刊资料;;国家哲学社会科学学术期刊数据库;北大核心:【北大核心2014】；CSSCI:【CSSCI_E2014_2016】；

基金：教育部人文社会科学研究基金项目(11YJC790303)资助

语种：中文

中文关键词：保险集团;独立保险公司;DEA方法;全要素生产率

外文关键词：Insurance Groups;;Independent Insurance Companies;;Data Envelopment Analysis;;Total Factor Productivity

摘要：本文采用2002~2012年33家保险公司(集团)的数据,运用数据包络分析法测算了我国保险业的Malmquist生产率指数,并对保险集团与独立保险公司进行了比较分析。实证分析结果表明,我国保险业的全要素生产率处于增长阶段,技术效率的提升即"追赶效应"是增长的主要原因,规模效率又是产生"追赶效应"的主要原因;虽然保险集团的静态效率更接近前沿水平,但全要素生产率及各项分解指标均低于独立保险公司;准保险集团在技术进步方面表现突出,独立保险公司在效率提升方面更加明显,但技术进步不足依然是制约我国保险业全要素生产率增长的主要因素。
The article measures technical efficiency in DEA-Malmquist productivity index of 33 insurance companies(groups) during2002-2010 by applying data envelopment analysis in this paper.The results show that the technical efficiency of China's insurance industry is at a low level that attributing mainly to the pure technical inefficiency but not the scale inefficiency,but the total factor productivity has a stable growth trend.Efficiency of insurance groups which mainly relying on the scale advantage is far more than that of independent insurers,but the total factor productivity and decomposition indexes of insurance groups are mostly lower than those of independent insurers.Technological progress is the main factor restricting efficiency's improvement of insurance groups as well as China's whole insurance industry.