文献类型：期刊文献

中文题名：我国养老金不平等对家庭代际经济交换的影响

英文题名：Effect of China’s Pension Inequality on the Intergenerational Economic Exchange

作者：阳义南[1];肖建华[1];黄秀女[2]

机构：[1]华南理工大学公共管理学院,广东广州510641;[2]华东理工大学社会与公共管理学院,上海200237

年份：2019

期号：4

起止页码：32

中文期刊名：社会保障研究

外文期刊名：Social Security Studies

收录：CSTPCD;;国家哲学社会科学学术期刊数据库;CSSCI:【CSSCI2019_2020】；

基金：广东省自然科学基金项目(2016A030313209);华南理工大学基本科研业务费重大项目培育“民生公共服务提升国民心理收益研究”(ZDPY201922)成果

语种：中文

中文关键词：养老金不平等;再分配;代际;经济交换

外文关键词：pension inequality;redistribution;intergenerational;economic exchange

摘要：我国养老金制度存在代际财富转移效应,养老金不平等会影响家庭代际经济交换。本文利用CLHLS2014年数据,实证检验了我国养老金制度对家庭代际经济交换的影响效应。估计结果显示,相比无养老金的老人,有养老金的“农民(含居民)”爷爷(祖父辈老人)每年给子孙的净转移额并无显著差异,但“职工”爷爷、“干部”爷爷的净转移额分别每年显著多出2241元、3670元。进一步使用联立方程模型估计发现,代际经济交换中还存在显著的中介效应。考虑中介效应之后,退休职工、退休干部的净转移额分别多出2636元/年、4445元/年。实证结果表明,我国养老金不平等会从抚养、供养两个方向影响子孙代不同群体之间的收入差距,进而影响整个收入分配格局。建议要尽早实现我国基本养老金制度的全覆盖,尽快解决制度“碎片化”“双轨制”的问题,针对不同群体建立更加科学完善的养老金待遇调整机制。
China's pension system has the effect of intergenerational wealth transfer.Pension inequality affects intergenerational economic exchange.This paper uses the CLHLS2014 data to empirically test the impact of China's pension system on intergenerational economic exchange among families.The estimated results show that,compared with the elderly without pension,there is no significant difference in the annual net transfer amount of "farmers (including residents)" grandfathers with pension to their grandchildren.However,the net transfer amount of "employees" grandfathers and "cadres" grandfathers are significantly higher than 2241 yuan and 3670 yuan per year.Using simultaneous equation model,it is found that there are significant mediating effects in intergenerational economic exchange.After considering the intermediary effect,the net transfer of retired employees and retired cadres is 2636 yuan per year and 4445 yuan per year respectively.The empirical results show that pension inequality in China will affect the income gap between different generations from the two directions of raising and supporting,and then affect the whole income distribution pattern.It is suggested to realize the complete coverage of China's basic pension system as soon as possible,solve the problem of "fragmentation" and "dual-track system" of the system as soon as possible,and establish a more scientific pension treatment adjustment mechanism for different groups.